Rebalancing Crypto Investment December 2018

All cryptos and gold are gaining this month.

Take aways:

• BTC/ETH investements are in gaining, including BTCPop and Bitbond.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is gaining.
• Amartha is gaining.

Rebalancing Crypto Investment November 2018

All cryptos are tanking this month.

Take aways:

• BTC/ETH investements are in tanking, including BTCPop and Bitbond.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is losing.
• Amartha is gaining.

Rebalancing Crypto Investment October 2018

All investments are in black this month.

Take aways:

• BTC/ETH wallets are in black again.
• BTC-based investments BTCPop and Bitbond are in black too.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is gaining.
• Amartha is gaining.

Rebalancing Crypto Investment September 2018

All non-EUR investment are down this month.

Take aways:

• We changed the average from 6-months to YTD (12 months)
• We included the defaulted loans in the Bitbond calculation now.
• BTC/ETH wallets are losing again.
• BTC-based investments BTCPop and Bitbond are losing too.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is losing due to cheaper Gold.
• Amartha is losing due to cheaper IDR.

Rebalancing Crypto Investment August 2018

BTC and ETH is down this month.

Take aways:

• BTC/ETH wallet is losing again.
• BTC-based investments BTCPop and Bitbond is losing too.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is losing due to cheaper Gold.
• Amartha is gaining due to stable IDR.

Rebalancing Crypto Investment July 2018

BTC and ETH is up this month at the expense of Gold and IDR.

Take aways:

• BTC/ETH wallet is gaining after losing for six months.
• BTC-based investments BTCPop and Bitbond is back in black.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is losing due to cheaper Gold.
• Amartha is losing due to cheaper IDR and competition from other investors.

Rebalancing Crypto Investment June 2018

Cryptos are still down this month, even when the last six months are taken into account. Gold is down, while IDR is raising.

Take aways:

• BTC/ETH wallet is losing this month, also in the last six months.
• BTC-based investments BTCPop and Bitbond is still in the red.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney losing due to cheaper Gold.
• Amartha is gaining due to raising IDR.

Rebalancing Crypto Investment May 2018

Cryptos are down this month, even when the last six months are taken into account. Gold and IDR is raising.

Take aways:

• BTC/ETH wallet is losing this month, also in the last six months.
• BTC-based investments BTCPop is still in the red. Bitbond is exposed a bit.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney and Amartha is gaining due to raising Gold and IDR.

Rebalancing Crypto Investment April 2018

Ethereum is gaining this month, while Bitcoin is slightly down.

Take aways:

• ETH dominated wallet is gaining this month.
• BTC-based investments BTCPop is still in the red. Bitbond is exposed a bit.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is sideway, while Amartha is gaining, despite of cheaper IDR.

Rebalancing Crypto Investment March 2018

Bitcoin and Ethereum are still losing this month. Gold is gaining a bit.

Take aways:

• BTC/ETH-based investments are deeper in the red, including Wallets and BTCPop. Bitbond is exposed a bit.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is gaining, while Amartha is is still losing this month due to volatility.

Rebalancing Crypto Investment February 2018

Bitcoin and Ethereum is highly volatile this month and losing some value. Gold is losing a bit as well.

Take aways:

• BTC/ETH-based investments are in the red, including Wallets, BTCPop. Bitbond is exposed a bit.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney and Amartha is losing this month due to volatility.

Rebalancing Crypto Investment January 2018

Bitcoin is moving side ways this month. Due to last month high volatility, I decided to ignore last month price and put it half way between the price this month and two months ago.

Take aways:

• Ignoring last month highly volatile BTC price, BTC-based investments, such as BTCPop is gaining led by ETH price gain. Unfortunately, we have to sell some BTC, because:
• to fund home repair. It is rare to have a profitable investment while being very liquid at the same time.
• To balance our portofolio to have less crypto speculation and more predictable micro finance
• BTC is boring this month, while ETH is gaining.
• Bitbond and Euro-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is gaining this month, probably because of boring BTC.
• Amartha is losing due to weaker IDR.