Rebalancing Crypto Investment February 2018

Bitcoin and Ethereum is highly volatile this month and losing some value. Gold is losing a bit as well.

Take aways:

• BTC/ETH-based investments are in the red, including Wallets, BTCPop. Bitbond is exposed a bit.
• EUR-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney and Amartha is losing this month due to volatility.

Rebalancing Crypto Investment January 2018

Bitcoin is moving side ways this month. Due to last month high volatility, I decided to ignore last month price and put it half way between the price this month and two months ago.

Take aways:

• Ignoring last month highly volatile BTC price, BTC-based investments, such as BTCPop is gaining led by ETH price gain. Unfortunately, we have to sell some BTC, because:
• to fund home repair. It is rare to have a profitable investment while being very liquid at the same time.
• To balance our portofolio to have less crypto speculation and more predictable micro finance
• BTC is boring this month, while ETH is gaining.
• Bitbond and Euro-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is gaining this month, probably because of boring BTC.
• Amartha is losing due to weaker IDR.

Rebalancing Bitcoin Investment December 2017

Bitcoin is highly volatile this month, flirting $10K and $20K several times. However, this year I manage to haul almost €10K profit this year. This growth is on track for my 2-3 years goal to pay my basic expenses of €3K entirely from my passive income.

Take aways:

• I manage to haul almost €10K profit this year, more than 10x last year, with almost half of it from this month €4,2K. This is on portfolio size of €15K, more than 7x of last year size.
• Bitcoin price and concurrency market in general is volatile and crashing more than 40% in the week before Christmas, due to people cashing out. However, my wife has cashed out all of her original investment and keep only the profit on the market. 
• Last months, we somehow can predict the price to some degree when the price is still 4 digits. Now, on 5 digit, we don't know. But, we intent to keep an eye on the price support, such as now €13K and psychological milestones, such as now $15K, $20K, etc... Just looking at psychological milestones does NOT work anymore. For example, there is no way the price will stay above $20K milestone, if the support still on $13K.
• BTCPop is raiding the Bitcoin bull. The growth is unusually high because I am cashing of my BTG holding there to fund my Alternative Coin speculation. I like BTCPop, because they take care of the BCH and BTG forking for me and provides exchange market (albeit with low liquidity) for it.
• Bitbond and Euro-based Bondora, Twino and Mintos are profitable as usual.
• Goldmoney is stalling this month.
• Amartha is gaining due to slightly stronger IDR. I boost my investment there because I believe in micro finance especially to housewife-owned businesses in remote villages to improve education and living condition of their children.

Rebalancing Bitcoin Investment November 2017

Bitcoin value is increasing and dangerously close to $10K while Gold price took hit. At this rate, I could retire in within 2-3 years, this month half of my basic expensive is entirely covered by passive income.

Take away:

• Our total portofolio value is crossing €10K for the first time, thanks to sustained bullish Bitcoin rally.
• My wife keep buying bitcoin on just before crossing to 4digit psychological barrier, such as just below $7000, $8000 and $9000, then watch the price cross the barrier in several days or hours later with profit. Ethereum price is bullish as well.
• BTCPop is raiding the Bitcoin bull. 
• Bitbond and Euro-based Bondora, Twino and Mintos is profitable as usual.
• Goldmoney is taking hit due to weak gold price.
• Amartha is taking hit due to strong Euro.

Rebalancing Bitcoin Investment October 2017

Bitcoin value is increasing a lot this month while Gold price took hit.

Take away:

• I am cashing out about 100€ away from BTCPop to buy some Nintendo games, while my wife continue investing in BTC Wallet. 
• Bitbond is back to black this month due to Bitcoin gain.
• Litecoin took big hit due to Chinese Exchange ban. So, we buy some Ethereum from what was left of it.
• Euro based Bondora, Twino and Mintos is profitable as usual.
• Goldmoney is taking hit due to weak gold price.
• Amartha is still gaining

Rebalancing Bitcoin Investment September 2017

Bitcoin price is suffering correction after massive increase last month. However, Bitcoin cash bonus from BTCPop covers some lost ground.

Take aways:

• I reinvest Bitcoin Cash bonus from BTCPop to cover lost during price correction. Bitbond uses Euro and USD investments to cover some lost, but not all.
• Euro based Bondora, Twino and Mintos is profitable as usual.
• Goldmoney is gaining slightly due to gold price appreciation
• Amartha is going strong this month somehow
• Parked BTC and LTC wallet got hit of price correction, especially Litecoin, while we tried to diversify to altcoin. Freebitco.in still dripping satoshis.

Rebalancing Bitcoin Investment August 2017

Bitcoin price is appreciating significantly this month, gold is gaining too.

Take aways:

• BTCPop and Bitbond are gaining a lot due to increase in Bitcoin price.
• Bondora is still leading the ahead of Twino and Mintos as EUR based lendings are proven to be stable.
• GoldMoney is gaining due to increase in Gold price. However, it is not enough to compensate the last three months slides. 
• Amartha is gaining slightly again even though IDR is slightly cheaper against EUR.
• FreeBitco.in keeps dripping satoshis.
• Overall, this months is the best month of the year, more double the gain from May. Performance of the entire portfolio is estimated as 58% APR projection.