Take aways:
- We changed the average from 6-months to YTD (12 months)
- We included the defaulted loans in the Bitbond calculation now.
- BTC/ETH wallets are losing again.
- BTC-based investments BTCPop and Bitbond are losing too.
- EUR-based Bondora, Twino and Mintos are profitable as usual.
- Goldmoney is losing due to cheaper Gold.
- Amartha is losing due to cheaper IDR.
