Rebalancing Bitcoin Investments February 2016

Bitcoin price is up, however US Dollar is going down against Euro. As result, this month is a reverse of last month. Bitcoin heavy investment, such as Loanbase and BTCPop, has positive cashflow, while USD-heavy, such as Bitfinex has negative cashflow.

Take aways:

1. BTCjam has balanced loans on Bitcoin and USD. So, it is not affected too much by fluctuation.
2. Loanbase loans are almost exclusively in Bitcoin, similar to BTCPop. So, they benefit the most from increasing Bitcoin price.
3. I manage to get positive cashflow on three P2P lending platforms. Bitbond could be the fourth patform in coming weeks.
4. Bitfinex loan has been interrupted several times this month. This is causing my money sit idle doing nothing for several days. I might divest from Bitfinex because of this.
5. My trading bot has made several good trade this month. But, the yield is low and cannot overcome transaction fee and declining USD exchange rate.

I have confirmed with Loanbase Support that there is no automatic way to calculate Loanbase Account Value. So I have to calculate it myself:

• BTC Account Value =  Total + Autoinvest Balance + Invested - Repaid
• USD Account Value = Invested - Repaid
• BRL Account Value = Invested - Repaid
• To get the Loanbase Account Value, convert all of them into the same currency, such as Euro, then add them up.