Rebalancing Bitcoin Investment March 2016

US Dollar declines against EUR and dragging BTC along this month. So, diversification between USD and BTC do not make sense anymore. I have to diversify into EUR as well, as soon as possible.

Take aways:

1. BTCJam is still gaining profit. This is because it calculates account values based on future receivables as well. However, the profit is halved this month and it is not enough to offset loses from other investments.
2. Other investments suffer from low USD, low BTC or both. This is dragging down the entire portfolio into red.
3. The BTCPop Pool is the biggest loser. I will move most of the funds there to BTCjam. I am keeping funds on Loanbase, the second biggest loser. This is because, I am still putting it on trial since last month.
4. Virtually all loans in my portfolio are currently not in EUR and unsecured. So, I am starting to invest in Mintos. Most of its loan are in EUR and secured (with property or a car)

 Choosing Euro P2P Lending:

1. I am not investing into Bondora, right now, because its loans are unsecured like the rest of my portfolio. So, no diversification there.
2. I am not investing into Twino, right now. Most of its loans are payday loans. My decision stays, even though most of its loans are secured with buy back guarantee,
3. So, Mintos is obvious choice right now. I just want to diversify on Euro business loans, car credit and mortgage right now.